P1 Property / Services

SMSF property acquisition that respects the rules and the numbers

An SMSF property purchase has to work inside lending constraints, contribution rules and your retirement timeline. P1 Property helps trustees source residential or commercial assets that fit those limits, not just a headline yield.

We assess cash flow, lease position (for commercial), and how the asset sits against your fund’s strategy. When the first idea no longer fits the budget or timeframe, we pause and compare alternatives before you commit.

You keep your accountant, SMSF administrator and broker. We focus on property selection, due diligence and negotiation, and we coordinate with your existing advisers so decisions stay aligned.

Who it’s for

  • Trustees considering a first SMSF property purchase
  • Funds deciding between residential and commercial within SMSF rules
  • Members who need cash flow and lending constraints front of mind
  • Anyone who wants property advice coordinated with their existing SMSF professionals

What we do

  • Clarify SMSF goals, contribution capacity, borrowing position and timeframe
  • Shortlist residential or commercial options suited to SMSF constraints
  • Review cash flow, yield, lease and tenant fundamentals where relevant
  • Flag value issues early when price sits above what the market supports
  • Negotiate and coordinate with your advisers through to settlement

Process snapshot

  1. 01

    Define the brief

    Retirement objectives, income needs and SMSF constraints.

  2. 02

    Research options

    Residential vs commercial pathways against current evidence.

  3. 03

    Assess the asset

    Value, cash flow, lease position and lending fit.

  4. 04

    Negotiate

    Terms that protect the fund’s position.

  5. 05

    Coordinate

    Work with your broker, solicitor and SMSF advisers to settlement.

Book a strategy call

Book a strategy call to discuss SMSF property options. Bring your adviser if useful. No obligation.